Cindy Bai is a financial advisor with CFP® designations. Cindy has comprehensive knowledge in risk management, individual income tax, investments and retirement planning. She specializes in Estate Planning, Insurance, and Wealth Preservation strategies. She helps small-business owners and individuals reduce their tax liability using customized financial strategies and solutions for protection and accumulation.

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Cindy Bai is holding California CPA licenses under her legal name Ru Bai.

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Prior to becoming a financial advisor, Cindy was a finance executive with Motorola, Alcoa, HBA International and Leyard. She has extensive corporate finance and M&A experience and knowledge. Cindy is bilingual in English and Chinese. She enjoys travel and playing tennis.

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Cindy (Ru) Bai is a Registered Representative with Independence Financial Group and offers securities in California. She also has life and health Insurance License in CA,NJ,TX,FL,IL,NV,WA,NY,TN,VA